How do I get an insurance rider with no homeowner's insurance? - rider insurance new jersey
I have a house and hope to host a wedding in a local library. It is my rent if I have insurance coverage under the owner. Well, I have a house, so do not have homeowners insurance. The only type of insurance you have car insurance. Is it possible that you still can not get the kind of insurance do I need? How much does it cost?
5 comments:
You can not cover all the drivers on your auto insurance, these. Car policy car shows.
Go talk to your insurance agent automobile. See if they can sell a certain type of insurance you can buy to cover this event. Could be if your company would not be that something is yours, your agent is able to speak another company.
Yes, you can get reports on specific events that would cost between $ 250 and $ 500 for the event.
You should tenants insurance, but they have, and you may be able to add support for their tenants, and you buy a full year rent for less.
Riders, btw are life insurance and health insurance. Completed the owner or tenant or auto policy, called the remarks.
Travelers Insurance Company offers a special policy as a policy to protect marriage, will make the insurance available to the public library or wherever you want to rent, you can also purchase the optional alcohol liability coverage of her dress rings gifts marriage, illness if not submitted by the vendor or the photographers, and many other aspects of your wedding. You can view the site and buy online http://protectmywedding.com/.
The other option is that you can tenant insurance from your home and buy out the responsibility of politics. You can also purchase special insurance for the event, which can cost about $ 300 to $ 650 on average, depending on the meaning of marriage and the limitation of liability you select. But for most measures do not bear special event coverage for the liability for alcohol - the added responsibility of the drink an extra $ 1,000 - $ 2,000 for the premium. It spreads the responsibility of incomes policies (ie, the cheap way) receive the care is just a PR jobISSUED responsibility (most companies do not see any liability of alcohol). In my opinion the biggest threat to marriage is responsible for alcohol - that is, someone's wedding who is drunk and injured by the accident, or kills an innocent 3rd party leaves can newleyweds considerable demand disadvantages.
To summarize, if I were you likely to choose the itinerary for all applications, when weighed against the cost is by far the most important negotiation.
Hope this helps. Good luck with your wedding!
Search the lessee (you need this anyway, if you lose your business, a fire that the amount you actually). You can also talk with an insurance agent about a policy for special occasions. They are not super expensive, especially the policy for special events. I recommend you to an independent insurance broker, since they can have separate companies for the best deal to buy it for you.
They do not. Ask if you get insurance for the event.
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